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The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. We believe the information obtained from third-party sources to be reliable, but Bourbon Financial Management, LLC does not guarantee its accuracy or completeness. Examples provided are for illustrative purposes only and not intended to be reflective of results you should expect to attain. Past performance is no guarantee of future results.

Terms of Use
Copyright ©2010-2013 Bourbon Financial Management LLC (BFM)
All rights reserved.

Patrick Bourbon is the founder of BFM, a Registered Investment Adviser.

All materials contained in this web site are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published, or broadcast without the prior written permission of BFM. You may not alter or remove any trademark, copyright or other notice from copies of the content. 

"BFM," “Bourbon Financial Management,” "Excellence. Expertise. Ethics." and their respective logos are trademarks of BFM. Additionally, the names of other products and services referred to on the site may be the trademarks or service marks of their respective owners. You may not use any trademark or service mark appearing on this web site without prior written consent of the owner. 

By providing BFM with your mailing address, telephone number or email address, you agree that BFM may contact you from time to time in connection with your use of this website or BFM's products or services.

Disclaimer of Warranties and Liability
You expressly agree that use of this web site is at your sole risk. This site is provided on an 'as is' and 'as available' basis. BFM expressly disclaims all warranties of any kind, express or implied, including without limitation any warranty of merchantability, fitness for a particular purpose or non-infringement. BFM makes no warranty that this web site will meet your requirements, or that this site will be uninterrupted, timely, secure, or error free; nor does BFM make any warranty as to the results that may be obtained from the use of this site. BFM will not be liable for any direct, consequential or incidental damages, whether foreseeable or not, which may result from the unavailability or malfunction of this site.

You understand and agree that any material and/or data downloaded or otherwise obtained through the use of this web site is at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of such material and/or data. BFM shall not be responsible for any loss or damage caused, or alleged to have been caused, directly or indirectly, by the information or ideas contained, suggested or referenced in this service. No advice or information, whether oral or written, obtained by you from BFM or through this web site shall create any warranty not expressly made herein.

You understand and agree that BFM does not guarantee the accuracy or completeness of any information in or provided in connection with patrickbourbon.commybfm.combourbonfinancial.combourbonfinancialmanagement.com, or bourbonfm.fr (or related websites). BFM is not responsible for any errors or omissions or for the results obtained from the use of such information. The information is provided with the understanding that neither BFM nor its users, while such users are participating in bourbonfm.com (or related websites) are engaged in rendering personalized investment, financial planning, accounting, legal, or other professional services or advice. BFM encourages you to seek advice from an appropriate personal finance and/or investment professional before making investment decisions.

You understand and agree that presentation of any performance data is not meant to imply that similar results will be achieved in the future. Rather, past performance does not guarantee future results. The data is provided merely for illustrative and discussion purposes. Performance data using a wide variety of time periods is provided. Rather than focusing on the specific time periods used or the results derived, the reader should focus instead on the underlying principles.

You understand and agree that none of the material presented here is intended to serve as the basis for any financial decision, nor does any of the information contained within bourbonfm.com (or related websites) constitute an offer to buy, sell, or hold any security. Such an offer is made only by prospectus, which you should read carefully before investing or sending money.

You understand and agree that the material presented is accurate to the best of our knowledge. However, performance data changes over time, and laws frequently change as well, and our advice could change accordingly. Therefore, the reader is encouraged to verify the status of such information before acting.

You understand and agree that any resemblance to any person or persons, living or dead, is purely coincidental.

BFM is not responsible for the content on the internet or web pages outside BFM sites. As a convenience to our users, we may provide links to resources which are beyond our control. We make no representations as to the quality, suitability, functionality, or legality of any sites to which we may provide links, and you hereby waive any claim you might have against BFM with respect to such sites.

BFM shall not be liable for any direct, indirect, incidental, special or consequential damages, resulting from the use or the inability to use bourbonfm.com (or related web sites) for the cost of procurement of substitute goods and services or resulting from any goods or services purchased or obtained or messages received or transactions entered into through 
bourbonfm.com (or related web sites) or resulting from unauthorized access to or alteration of your transmissions or data, including but not limited to, damages for loss of profits, use, data or other intangible, even if BFM has been advised of the possibility of such damages.

Droits d'auteur :

La totalité des éléments sources du site www.bourbonfm.com (et *autres sites similaires avec des URL differents) notament les présentations, illustrations, photographies, arborescences et mises en forme, hors les textes, sont sauf documents publics et précisions complémentaires, la propriété intellectuelle exclusive de Patrick Bourbon. 
A ce titre, leurs représentations, reproductions, imbrications, diffusions et rediffusions, partielles ou totales, sont interdites conformément aux dispositions de l'article L. 122-4 du Code de la propriété intellectuelle. Toute personne y procédant sans pouvoir justifier d'une autorisation préalable et expresse du détenteur de ces droits encourt les peines relatives au délit de contrefaçon prévues aux articles L. 335-2 et suivants du Code de la propriété intellectuelle. 
En outre, les représentations, reproductions, imbrications, diffusions et rediffusions, partielles ou totales, de la base de données contenue dans ce site sont interdites en vertu des dispositions de la loi n°98-536 du 1er juillet 1998 relative à la protection juridique des bases de données.
En tout état de cause, sur toute copie autorisée de tout ou partie du contenu du site, devra figurer la mention « Copyright 2013 Bourbon Financial Management, LLC (BFM) tous droits réservés ». 

Marques :

Les marques et logos contenus dans le site www.bourbonfm.com (et *autres sites BFM) sont déposés par Bourbon Financial Management, LLC, ou éventuellement par un de ses partenaires. A ce titre, toute personne procédant à leurs représentations, reproductions, imbrications, diffusions et rediffusions encourt les sanctions prévues aux articles L. 713-2 et suivants du Code de la propriété intellectuelle.

Nature publicitaire du contenu :

En tout état de cause, Bourbon Financial Management, LLC informe le cas échéant l'internaute de la nature publicitaire des contenus du sitewww.bourbonfm.com (et *autres). 

Observations et suggestions :

Il est possible de transmettre des observations et des suggestions au responsable du site à l'adresse électronique info(at)bourbonfm.com

Date de la dernière mise à jour :

La dernière mise à jour des mentions légales date de Septembre 2013. 

Les principales lois concernées :

- Loi n° 78-87 du 6 janvier 1978, notamment modifiée par la loi n° 2004-801 du 6 août 2004 relative à l'informatique, aux fichiers et aux libertés. 
- Loi n° 2004-575 du 21 juin 2004 pour la confiance dans l'économie numérique. 

*Les autres sites BFM sont :





















Tous les droits qui ne sont pas expressément concédés sont réservés exclusivement par «bourbonfm.com». BFM ne fait aucune déclaration sur le caractère approprié à un usage particulier des informations contenues dans les documents et dans les éléments graphiques publiés sur ce site. De ce fait, toute garantie est exclue.

BFM ne sera en aucun cas tenu responsable, quel que soit le fondement de l'action en responsabilité invoqué, des dommages et intérêts, accessoires ou incidents (ni de tout dommage qui résulte d'un arrêt d'utilisation, d'une perte de données, ou d'une perte de bénéfices...) résultant de, ou liés à l'utilisation ou au fonctionnement des informations disponibles sur ce site.

Les fichiers pouvant être téléchargés sur un ordinateur le sont à un usage strictement personnel et non destinés à une utilisation commerciale, à condition que toute l’information concernant les droits d'auteur et autres droits d'exclusivité soit respectée.

Investors should consider the investment objectives, risks and charges and expenses of the fund carefully before investing. Investing in mutual funds is subject to risk and potential loss of principal. There is no assurance or certainty that any investment or strategy will be successful in meeting its objectives. The prospectus contains this and other information about the funds.

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